It is helpful to examine a specific, itemized example rather than a broad range. Consider a representative student who reaches the checkride standard in 65 total hours, completing approximately 50 hours of dual instruction and 15 hours of solo flight at American Aviation's current rates.
The 50 dual hours at $165/hour total $8,250. Another 15 solo hours at $130/hour add $1,950, so flight charges are $10,200. Add about $175 for one FAA knowledge-test attempt, $800–$1,000 for the Private Pilot examiner, $100–$200 for the medical visit, a $100 entry-level headset, $130/year for ForeFlight Basic and about $300/year for solo renter insurance. FAA digital references are free; a cellular/GPS iPad and any paid ground instruction or printed study materials are additional.
Using those assumptions, the listed flight charges and first-year extras total about $11,805–$12,105 before the iPad, ground instruction and optional printed materials. This 65-hour budget is separate from the school's as-low-as $7,425 flight budget based on 45 dual hours. Your actual solo/dual split and progress determine the total. Call or text 818-231-1036 to work through your own plan.